What if I must file immediately, but can't complete all required forms?

If you have to file a case immediately, you MUST file:

• Voluntary Petition for Individuals Filing for Bankruptcy(Bankruptcy Form 101) or Voluntary Petition for Non-Individuals Filing for Bankruptcy (Bankruptcy Form  B 201)
• Statement About Your Social Security Numbers (Official Form 121)
• A Credit Counseling Certificate from an approved credit counseling agency (or indicate on the Voluntary Petition that you are claiming exigent circumstances or an exemption from the credit counseling requirement. See the frequently asked question titled "What do I need to do before filing a chapter 7 Case?" for more information regarding credit counseling)
• A complete List of Creditors (you must have at least one creditor). 

In addition, one of the following must accompany the Petition at the time of filing: the full filing fee OR an Application for Individuals to Pay the Filing Fee in Installments  (Bankruptcy Form 103A) OR an Application to Have the Chapter 7 Filing Fee Waived (Bankruptcy Form 103B).